Category: Foundation

    Does homeowners insurance cover foundation repair?

    Originally published at Bankrate

    by Kacie Goff

    The thought of foundation problems fills most homeowners with dread. Your home — and the comfortable life you’ve built in it — rely on a sturdy foundation. A foundation problem always feels daunting, but it can range from a minor issue (think: a few hundred dollars to fix) to a major repair that costs $10,000 or more.

    Fortunately, there are cases where your home insurance policy can pick up the tab. Does homeowners insurance cover structural damage? It depends. It’s all about what caused the damage to your foundation. If you’re wondering if your home policy will offer foundation insurance when you need it, read on.

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    Foundation Types of Texas Homes

    Foundation Types

    One of the biggest concerns for home buyers in Texas is a foundation issue. Here, we provide you with some basic information about house foundations.

    There are three foundation types most commonly used for single family homes in the United States: basement foundation, slab foundation, and pier and beam foundation.

    Foundation type is mainly determined by local climate and soil conditions, house design, and construction budget. 

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